Top 10 Best Online Payment Apps

Top 10 Best Online Payment Apps

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According to a survey done by Statista, 40 Billion online transactions were recorded in India in the financial year 2021. Now, the competition in the global market is pushing both entrepreneurs and reputable businesses to promote and adopt online payment apps. Digital transactions are urged by the growth opportunities in the market, better customer experience, ease and convenience, and instant transactions. The write-up enlists India's top 10 best online payment apps that the Indian market and citizens love.

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Top 10 best online payment apps

Here are the Top 10 best online payment apps in India in 2022:

1. Google Pay

Google Pay or GPay tops the charts of India's best online payment apps. This online payment app was launched as Tez by Google, and now, it is known as GPay. It is one of India's most used and preferred apps due to its seamless transaction and low transaction failure rate. The app offers online bill-payment services for LPG, Wi-Fi, electricity, phone, and more; instant money transfer to bank accounts and other payment wallets through QR code, bank account number, and UPI ID. Apart from these services, the online payment app offers several rewards, cashback, and coupons after each transaction.

2. Paytm

Paytm or Pay through mobile is one of the best wallet apps. This online payment app was launched by a FinTech company – One97Communications. It facilitates its users with seamless online transactions through Paytm wallet, UPI, and Paytm bank accounts. The Paytm wallet lets users pay monthly utility bill payments within seconds; transfer money to any bank account or UPI ID; purchase offline goods, or pay merchants instantly. Apart from the payment services, the app facilitates the purchase of digital gold and goods from its eCommerce app and website. One of the most successful services of Paytm is its Paytm Payments Bank. Consumers can avail of debit card services without tons of physical paperwork. The free debit card lets verified users make flexible and easy transactions available at any physical or online store.

3. BHIM

BHIM or Bharat Interface of Money is a popular online payment app. The Government of India launched this digital payment app. Link the bank account with the app to get started with easy and instant money transfer services. After the bank account is linked, the app lets users create the bank's unique UPI ID. The created unique UPI ID lets users request or send money to different bank accounts, UPI IDs, or QR codes app; online bill-payment services; money transfer to bank accounts and other payment wallets.

4. PhonePe

It is one of the popular e-wallet apps in India. This online payment app is backed by India's biggest eCommerce company - Flipkart (Owned by Flipkart). The Reserve Bank of India (RBI) licensed the app to ensure 100% safe online transactions. PhonePe offers a wide array of online bill utility pay services, money transfer services, purchase liquid funds - Systematic Investment Plans (SIPs), and more. Apart from these online payment e-wallet services, the online payment app offers scratch cards with several rewards, cashback, and coupons after each transaction.

5. PayZapp

PayZapp is an online payment app by HDFC Bank. However, only HDFC Bank customers can avail of the services offered by the app. HDFC Bank customers can sign-up in the app using their customer ID and secure PIN. After successfully logging in, the customers can add money to the PayZapp wallet to avail of online payment services, money transfer services, and other related services. Apart from its online payment services, the online payment app lets customers use a free online debit card to make flexible and easy transactions at any online store.

6. Airtel Money

It is one of India's popular e-wallet apps and online payment apps. Airtel Payment Bank backs this online payment app. The Reserve Bank of India (RBI) licensed the app to ensure 100% safe online transactions. The app offers online bill-payment services; money transfer services to bank accounts and other payment wallets through QR codes, bank account numbers, and UPI ID.

7. MobiKwik

MobiKwik is one of the popular wallet payment apps in India. A FinTech company launched this digital payment app in Gurugram. It is a preferred wallet app due to its seamless transaction and multiple cashback offers. The app offers online bill-payment services and instant money transfers to bank accounts and other payment wallets through QR codes, bank account numbers, and UPI ID. Apart from these services, the online payment app offers several rewards, cashback, and coupons after each online transaction – eCommerce website or bill payment.

8. FreeCharge

Freecharge is one of the famous wallet apps. This online payment app was launched by Axis bank. It offers its users seamless online transactions through the FreeCharge wallet and UPI. The FreeCharge wallet lets users pay monthly utility bill payments within seconds; transfer money to any bank account or UPI ID; purchase offline goods, or pay merchants instantly. Apart from these online payment e-wallet services, the online payment app offers scratch cards with several rewards, cashback, and coupons after each transaction.

9. Amazon Pay

Amazon Pay is one of the best wallet apps. This online payment app was launched by a leading eCommerce giant - Amazon. It facilitates its users with seamless online transactions through Amazon Pay wallet, Amazon Pay UPI, and Amazon Pay Credit Card. The Amazon Pay wallet lets to pay monthly utility bill payments within seconds; transfer money to any bank account or UPI ID; purchase offline goods, or pay merchants instantly. Apart from the payment services, the online payment app facilitates the purchase of digital gold and goods from its eCommerce app and website. One of the most popular services of Amazon Pay is its Amazon Pay Credit Card. Consumers can avail of instant and pre-approved credit cards without visiting the bank. Customers can make flexible and easy transactions at any physical or online store with Amazon Pay Credit Card and EMI options.

10. JioMoney

JioMoney is the digital wallet app by Reliance Jio Infocomm. The online payment app is backed by Jio Payments Bank and licensed by RBI. Consumers can sign up in the app using their customer ID and secure PIN. After successfully logging in, the customers can add money to the JioMoney wallet to avail online payment services, money transfer services, and other related services.

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Question Answer
Who took the most wicket in ICC Men’s T20 World Cup 2007? Bowler Umar Gul of team Pakistan, took the most wickets (13) in the first-ever T20 World Cup ICC, back in 2007.
Which player has won the “Player of the Series” title award twice in the T20 World Cup? Former skipper of the Indian cricket team, Virat Kohli had won the “Player of the Series” title award twice at the Men’s T20 World Cup of 2014 and 2016.
Which team has won the most T20 World Cup championships? West Indies is the only team with the most championship title wins in the ICC World T20 history, winning in 2012 and 2016.
Who was the top run-scorer of the 2014 T20 World Cup? Indian cricketer, Virat Kohli, was the top run-scorer in the 2014 T20 World Cup.

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