21 Card Rummy - Here Is All You Need To Know

21 Card Rummy - Here Is All You Need To Know

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There are many different variations of rummy. In this article, we, at GetMega, will explain about 21 card rummy. We have separate articles on the basics of a rummy card game and on the different versions of the rummy. Click here to read them on our blog.

Rummy is a very popular card game worldwide. GetMega is an amazing platform that lets you play rummy with friends & family on video-chat with real money. Sounds fun, isn't it? Download the app now!

What is 21 rummy?

21 rummy is considered one of the most challenging versions of rummy. It originated from points rummy. Each round needs time, patience, and strategizing. If you are a beginner, then 21 card rummy may be a bit too difficult and we recommend that you start with the basic rummy card game.

How to play 21 card rummy

21 card rummy is  played by 2-6 players using 3 decks of 53 cards each (52+1 joker).

As the name says, 21 cards are dealt to each player. The 21 card rummy rules are quite similar to basic Rummy, especially with stock and discard pile, and picking and discarding cards. However, there are additional rules of Dublee, Tunnela, upper and lower jokers.

Also, in 21 rummy, the cards must be melded with specific rules to win a round.

Certain terms of 21 card rummy rules

Cut Jokers:  After dealing the cards to all the players, the topmost card from the stock pile becomes the Cut Joker . For example, if 4♥ is the top card then, then 4 of all suits can be used as jokers to form sequences and sets.

Upper Joker: The card one rank above the Cut Joker and of the same suit as the Cut Joker is the Upper Joker. In our example,  5♥ is the Upper Joker

Lower Joker: Similarly the card of the same suit and one rank below the Cut Joker becomes the Lower Joker.  In our example,  3♥ is the lower Joker.

Marriage: 1 Cut Joker, 1 Lower Joker and 1 Upper Joker all from the same suit is called a marriage. In our example, 4♥ is the cut joker then   3♥ 4♥ 5♥ forms a marriage. If you have a Marriage in hand, you get 100 points from each of the non-dropped players.

Dublee: A dublee is a pair of two matching cards of the same rank and suit or two Jokers. A joker cannot be used with another card to form a Dublee. For example: 5♦ 5♦ is a Dublee

Tunnela: A Tunnela is a set of three cards of the same rank and same suit. For example, 5♥ 5♥ 5♥. A Joker cannot be used with two other cards to form Tunnela.

Rules of the game

In order to win a hand of 21 rummy, you must meld the cards in specific combinations. They are as follows-

1)At least three pure sequences (3 or more succeeding cards of the same suit without a Joker). The remaining cards can be arranged in any combinations of sets and runs.

2) Eight Jokers in one group. The rest of the cards are not required to be arranged in sets or sequences.

3) Eight dublees in separate groups.  The rest of the cards are not required to be arranged in sets or sequences.

4) At least 3 tunnelas in separate groups.  The rest of the cards are not required to be arranged in sets or sequences.

Scoring as per 21 card rummy rules

The winner gets the total of the points lost by all the losing players. The losing players get negative points.

Points of cards

J, Q, K, A

10 each


Face value

For the losing player, the negative score is calculated based on the points for the ungrouped cards. There are  following exceptions:

  • If there is no pure sequence, then all cards are counted.
  • If there are one or two pure sequence(s)- they are not counted
  • If there are three pure sequences- then impure sequences/sets are also not added to the points

One can lose a maximum of 120 points in one hand.

Points of value cards

Value Card

Single Card

Two Cards

Three cards

Cut Joker




Upper Joker




Lower Joker




Points for marriage

1 marriage= 100

2 marriage= 300

3 marriage= 500

Drop Points Calculation

Points deducted for dropping (passing a turn) during the game as follows:-

First drop-40

Middle drop- 80

Apart from these points, each non-dropped player also receives positive scores for the value cards in hand and gets negative points for value cards held by other non-dropped players.

Difference between 13 card and 21 card rummy

13 card rummy is similar to gin rummy whereas 21 card rummy game has originated from points rummy

  • Number of cards is less in 13 card rummy

As the names suggest, there are 13 cards in 13 Cards Rummy and 21 in the other one. Thus 21 card rummy becomes more challenging.

  • Number of decks is more in 21 card rummy game

21 card rummy game uses 3 decks however, 2 decks are used in 13 Cards Rummy

  • Melding is easier in 13 rummy

In 13 Cards Rummy, you have to create 2 sequences out of which 1 must be pure. The other cards can be arranged in any groups of  your choice. But, in 21 Cards Rummy, there are more specific types of combinations you have to form, thus making it more difficult.

  • 21 cards is more complicated

21 card rummy has unique concepts such as cut joker, upper joker which are not in 13 rummy. Thus, 13 card rummy is suited for anyone starting to play rummy. In 13 rummy, there is only 1 joker.
21 card rummy offers a more stimulating variant to seasoned rummy players who are looking forward to playing tougher games to improve their skills.

Why is playing Rummy on GetMega the best?

Playing rummy is best on GetMega because you will get certain  advantages that other Rummy platforms can’t claim.

Customer Support: One of the basic things that have a key value in customer satisfaction is customer support.  We provide the best customer support when it comes to any issues regarding gameplay, transaction and withdrawal requests. We have a team of Customer Support executives who can support any query regarding only your game issues 24×7. So, just chat with us using our app and get your queries resolved quickly. We also have a blog with many articles on the various versions of rummy along with the rules.

Game Interface: The game interface of GetMega is clean & minimalistic that the player can make a move with minimum interferences. The basic colour layout and dark theme make it easy on the eyes of the players.

Promotions: We bring new and exciting online rummy promotions every month that excites our player base.  GetMega rewards the best rummy players via leaderboard promotions and special tournaments. The cash prizes range from Rs.10,000 to 1 lakh.

What are you waiting for? Download the Rummy app now! Play contests and tournaments with 100,000+ players and win more than 10,00,000 on GetMega.

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What Our 
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Kunal Kashyap
Kunal Kashyap
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