Insurance in Poker

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Poker is an engrossing and fun game to play but it also comes with downsides and risks, if you do not play it efficiently. As a player, you are required to put down a certain amount of money at stake and this could go both ways, you either end up winning more or you lose what you have. And, losing isn’t all that amusing when you are left with nothing at the end of the game. That’s where insurance makes all the difference. Insurance in poker is a positive way to sustain through the game without having to lose a huge fraction of your money. Here, we talk about how it works and how you can use insurance in your poker games.

How did insurance in poker come into play?

A survey held by The Stars Group enabled the majority of poker houses to derive insights from their statistics and pushed them to implement this concept of insurance in poker. Typically, online poker allows you to play many hands per hour. This doesn’t look fruitful or beneficial for growing poker players who are prone to making rookie mistakes and aren’t disciplined with the hands from the get-go. This leads to recreational players losing most of their money to the expert players, leaving them discouraged to come back and play again. This sprouted the idea of insurance in poker.

How does insurance in poker work?

If a player has gone all-in and one other player has called in their bets, players are now given the option of choosing insurance. This ensures and protects the novice players from losing all their money. The players are required to pay a certain amount of money prior to this. Though some find this method to be exploitative, the majority of the people find it easier to pay for the insurance rather than losing their entire money.

Hence, we can explain insurance in poker as something where you give a part of your hand to the poker website when the cards are dealt all-in. The player choosing insurance is charged with a premium to avail a fraction of the pot money against the expected share.

Is insurance in poker different from the general sense of the word?

Yes, absolutely. Insurance in poker is very much different and it doesn’t cover your losses completely. Insurance is a side bet placed between all the players but known only to the house, that is why it’s also known as an insurance bet. The premium is usually calculated by dividing the claim by the odds, which means you can be charged a different premium depending on the amount you claim to be paid at the end of the game. Interesting fact, taking insurance is extremely common in blackjack, as opposed to other variants of poker, in which it is used only rarely.

It should be noted that insurance bets are mostly suggested only for high-stake and risky bets, as it will be helpful in minimizing your losses and can contribute towards regaining your lost money. However, placing insurance bets can sometimes incur more losses and you might end up losing additional money which is not favorable for you as a returning user of the online game.

Download the GetMega Poker app to make use of the insurance in poker across various games of poker. Register yourself in a contest of your choice and start taking home money by winning the matches.

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