# How To Play Baccarat: Learn The Rules And Variations Of The Game

## Table of content:

Baccarat is one of the most played card games in the world. Learning how to play baccarat is imperative if you want to get into the world of high stakes betting. Leaning how to play baccarat does not only teach you the skill of the game. It also teaches you the art of betting.

Learning how to play baccarat will allow you to win big on an online platform. You can not only win money, but also make important and meaningful connections on the route to learn how to play baccarat.

## What is Baccarat?

Baccarat is a very famous card game in the world of betting. It revolves around comparing your cards to the dealer’s cards and betting on the outcome. In this game, the winner is decided by comparing the total values of both hands. The perfect winning outcome is the total card value of 9. This game is mostly played through its many variations. Learning how to play baccarat is a little complicated because of its many variations. But, once you understand how to play baccarat, it is one of the most fun games to play.

## How to play baccarat?

Playing baccarat is fairly easy. To learn how to play baccarat, the players need to learn some basic card rules. Here are some card rules in Baccarat which players should know to learn how to play baccarat:

·         All face cards hold a value of 10.

·         An Ace holds a value of 1.

·         All cards below from 2 to 10 hold values printed on the cards.

·         If the total value of a hand goes in double digits, the right most value is considered. For example, if the total value of a hand is 17, then the value of that hand changes to 7, or, if the total value of a hand is 20, then the value of that hand changes to 0.

## Variations of Baccarat

Like any other card game, even Baccarat has multiple variations that you can play online. Each country or culture modifies this game to their own comfort and makes their own variations. Baccarat is mostly played in its multiple variations and there is not standard game as such. Here are the multiple variations of this game:

### Punto Banco

The Punto Banco is one of the most famous and the most played variants of baccarat all over the world. Learning how to play baccarat is the easiest in this variant. This version is considered the standard version of Baccarat in most countries. This game is played using 6 to 8 decks shuffled decks of playing cards. This game is played between the player and the banker, or, the dealer. Punto Banco can be played between 14 players and the banker or even a single player against the banker.

The winning hand for this game is a hand which adds up to 9. The second highest winning hand for this game is a hand which adds up to 8. This number is also known as the Natural. Each of the players and the banker are dealt two cards to begin with. If either of them adds up to 9, then they are declared the winner. If they do not add up to nine then both, then the third card drawing rules are applied to deal more cards.

The betting in this game happens before the cards are dealt. Players can either bet on the player (Punto), the banker (Banco) or tie (Stand-off). The objective of the game is to bet on the winning outcome. The payoff odds for the player and banker bets is 1 to 1. The payoff odds for tie is usually 9 to 1. Whenever a player places a banker bet and wins, a 5% commission is cut from the winnings.

The third card drawing rules are consulted before dealing any extra cards to the player or the banker in case neither of their card totals are 8 or 9. Whenever the third card drawing rules are consulted, the player rules are consulted first, and the banker or the dealer rules are consulted after that. These rules are very important to understand how to play baccarat. The third card drawing rules are-

#### Player

o   If the player’s card total is between 0 and 5, then a third card will be dealt. If the player’s card total is 6 or 7, then a third card will not be dealt, and they will have to stand.

#### Banker

The third card drawing rules are a little complex for the banker. If the player has only two cards and does not draw a third card, then the player rules apply to the banker as well i.e. If the banker’s card total is between 0 and 5, then a third card will be dealt. If the banker’s card total is 6 or 7, then a third card will not be dealt, and they will have to stand. In the event of the player drawing a third card, the banker will have to abide by the following rules to draw their third card-

o   If the banker’s card total is 2 or less than 2, then the banker is allowed to draw a card irrespective of what the player’s third card is.

o   If the banker’s card total is 3, then the banker is allowed to draw a third card. This is only allowed for the banker if the player’s third card is not an 8. If the player’s third drawn card is an 8, then the banker may not draw a third card.

o   If the banker’s card total is 4, then the banker is allowed to draw a third card. This is only allowed for the banker if the player’s third card is either a 2, 3, 4, 5, 6 or a 7. If the player’s third drawn card is any other number, then the banker may not draw a third card.

o   If the banker’s card total is 5, then the banker is allowed to draw a third card. This is only allowed for the banker if the player’s third card is either a 4, 5, 6 or a 7. If the player’s third drawn card is any other number, then the banker may not draw a third card.

o   If the banker’s card total is 6, then the banker is allowed to draw a third card. This is only allowed for the banker if the player’s third card is either a 6 or a 7. If the player’s third drawn card is any other number, then the banker may not draw a third card.

o   If the banker’s card total is 7, then a third card will not be dealt, and they will have to stand.

The cards are dealt according to these rules and the winner is then announced.

There are some variations within this variant of baccarat as well. They are-

o   Mini-Baccarat is a smaller version of the Punto Banco variant. In this variant, there is only one player playing against the banker. The maximum and minimum bet amounts also differ and are usually smaller in this sub-variant.

o   Super 6 or Punto 2000 is a variant where the payoffs are a little different as compared to a regular game of Punto Banco. In this variant, even payoffs are paid on winning banker bets. If a banker wins with a 6, the payoff is only 50% of the full bet. This variant of the game removes the painstaking process of commission calculation for the banking bets and makes the game more enticing.

o   EZ Baccarat is a sub-variant of the Punto Banco variation which originated in the year 2004. In this variant, the payoffs are made on winning both, the banker and the player bets. There is only one exception, if the banker wins with a card total of 7 after the third card is dealt, the banker bets get pushed i.e. the banker bet gets refunded. There are two additional options to this game-

§  Dragon 7 is a bet in this sub-variant which has a payoff odd of 40 to 1 instead of the pushing of the bet in case of a bet on a three-card 7 on the banker side.

§  Panda 8 is a bet in this sub-variant which has a payoff odd of 25 to 1 in case of a bet on a three-card 8 on the player side.

Punto Banco, along with its sub-variants is one of the easiest variants to understand how to play baccarat and enjoy the game.

### Chemin De Fer

This version is the French version of Baccarat. This variant is very important to learn how to play baccarat because a lot of platforms allow players to play this version of Baccarat as well. uses a mixture of 6 decks of cards, all shuffled. The players are seated in a random order around the table and the cards are dealt counterclockwise, starting from the player sitting to the right of the croupier. In this version, there is no fixed banker.

The banker position is given to the players and passes on to the next player in a rotation. This rotation is done counterclockwise. Before the game begins and any player wagers their bet, the banker announces the bet that they are willing to wager. The other players then have the opportunity to declare if they are going to go bank i.e. wager a bet that is equal to the entire bet on the table or place a normal bet of their choosing. In each round, only one player is allowed to go bank. If no player decides to go bank, then, the players can make bets with an amount of their own choosing.

If there are any bystanders near the table, they also have an option of posting bets. But, these bets made by the bystanders will need to match the total bet on the table. If the total bet on the table is greater than the bank, the banker can add the difference in the bank. If the banker does not do that, then all the excess bets are refunded. The banker then deals 4 cards. Two are for the banker and the other 2 are held by the players commonly. The player with the highest bet is allowed to represent all the other players. The game of Baccarat then ensues between the banker and that player. If either the player or the banker ends up getting a card total of either 8 or 9, they are declared the winner. If they don’t, the player has the option of opting for a third card.

If they choose to do so, the third card will be dealt face up. After this the banker has the option of opting for a third card which they can accept or reject. When the cards are compared, if the player’s card total is more than the banker’s card total, they wagering players get a refund on their bets and an equal amount from the bank. The banker position then moves on to the next player. If the banker’s card total is more than the player’s card total, then all the bets go to the banker and the players that put a wager get back nothing.

In this case, the banking position does not go to anyone else and remains with that particular player. In the event of a tie, the players neither lose the money nor win any money. The bets on the table advance to the next round. This variant makes players learn the game intimately and hence is very important for someone learning how to play baccarat.

### Baccarat Banque

In the process of learning how to play baccarat, this variant is very important. This variation of the game modifies the rules for the position of the banker. In this variant, the position of the banker stays with one player until they decide to relieve themselves of it or their finances do not allow them to bet anymore. The first banker of the game is decided by a list on which people who want to bank have written their names. The first name on that list is the first banker. After the first banker has retired, the player willing to risk the largest amount is made a banker. The third banker is also chosen the same way.

The banker sits in the middle of the seating order in this game with 5 players sitting on either side of them. The total number or players in this game are 10 excluding the banker. If there are people who want to join the game, they have to wait their turn. Their turn comes when either one of the players wishes to vacate his spot at the table or when the amount in the bank is not being able to be covered by the players. After the bets have been made by the players, the banker deals three cards on the table, one in the center in front of them and two on either side.

The cards dealt on either side are for the 5 players sitting on either side. These 5 players have to play with one common card. The card is held by the player sitting right beside the banker. If the players lose their round, new cards in the next round are dealt to the player sitting beside them, or, the second player for that side. The banker has to mandatorily play one round of the game. After this game, the banker may retire, and a second player may come in place of the banker and become the new banker. In this case, the first banker, who is retiring, needs to state the amount of money with which they retire. The new banker, or the second banker that comes in place of the first banker will then have to start with the amount the previous banker retired with. The first banker can then either leave the table, or, take the place of their successor on the table. If the player’s stales go beyond the amount in the bank, the banker is not liable to match that amount and the croupier is liable to pay the remaining funds to the players. While learning how to play baccarat, the Baccarat Banque comes in handy as it shows the expansion of the game of a world scale.

### Macao

This is a small and a quicker variation of the game. This version helps players trying to learn how to play baccarat by teaching them a faster game. In this variant of the game, only two decks of shuffled playing cards are used. This variant is very similar to the standard Baccarat except for a few changes. The punters, or the players, are required to place their bets against the banker before the cards are dealt. These bets are placed within specified limits. After the bets are placed, the cards are dealt clockwise and are face down for everybody. The main objective of the player is to beat the banker’s card total value. If they are unable to beat the banker’s total card value, then they lose their bets.

If a tie is reached in the game, in the showdown, the player with the same value but a lesser number of cards wins the bets. In the event of the value and the number of cards being the same, the banker wins and takes all the winnings.  A punter, or a player, who wins with a natural 9, or a card with a rank of 9 and a face card or a card with a rank of 10, wins triple the amount of the bet. This is only applicable if the banker does not have a natural 9. A punter, or a player, who wins with a natural 8, or a card with a rank of 8 and a face card or a card with a rank of 10, wins double the amount of the bet.

This is only applicable if the banker does not have a natural 8. Any player or punter who wins with a 7 or below only wins money equal to the bet. Punters, or players, can be dealt additional cards if the third card drawing rules allow it. These additional cards will be dealt face up.

When the deck is exhausted, the banker, or the dealer, also changes. The player on the left of the banker becomes the new banker in a new game. Learning how to play baccarat becomes much easier with this version of the game. This information is enough for you to learn how to play baccarat. You are now well equipped to play any and all versions of Baccarat. Download the GetMega Poker app and start playing now!

Title Slug
How to play SitNGo Poker how-to-play-sit-n-go-poker
Caribbean Stud Poker: How to Play Caribbean Stud Poker? carribean-stud-poker
How to Play 4 Card Poker? how-to-play-4-card-poker